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Avoid using your debit card for any online purchase or for something which
is expensive. You will find it much easier to dispute a charge when you use your
credit card. If you gold-plated, limited edition, hip-swinging Elvis wall clock arrives
broken, your credit card company will remove the charge until the problem
resolved. With your debit card you are stuck dealing with the merchant directly to
resolve any problems with a purchase, even if your banking institution could
really use a gold-plated, limited edition, hip-swinging Elvis wall clock of their very
own. Advantages in Using Credit Cards. The advantages and acceptability of credit
cards from the customer's view point vary from that of a banker or member
establishments.
To the Card Holder: The small and attractive plastic credit cards are very
easy to carry and they shopping, without the burden of carrying wards of currency
notes with its inherent risks, inconveniences and dangers. Numbers of fringe
benefits are available to the credit card holder. It has increased the purchasing
power and has also become a status symbol to holder. In short, it can be said that
the cardholder has at his disposal 'instant credit' upto a fixed limit whenever he
needs it. To the Issuer: The credit cards enable the issuer to provide a fuller
service to their customers. They are also useful marketing tools, as they open up
relationship with merchants. Even as a vociferous lobby is pushing hard towards
land acquisition, the Centre was has refused to accept suggestions of a
parliamentary committee that prohibits acquisition of land for private companies.
Recommendations of the committee took the policymakers by surprise. Now,
contrary to this suggestion, the Centre is keen to go ahead with its Land
Acquisition Bill which they claim is mandatory for the purposes of infrastructure
and industrial development.
Union Rural Development minister Jairam Ramesh and Union Law minister
Salman Khurshid ruled out any such possibility as recommended .