While utilizing technology to improve convenience and transparency compared to the current offerings. The collaboration between traditional banks and fitness can help overcome each other shortcomings and utilize respective strengths to help unlock unaddressed demand and create a bigger and better market. Monday record rally in should be seen as one that was driven primarily by investor sentiments rather than by market fundamentals. As with any purely sentiment driven rally things can take a turn for the worse if subsequent events fail sentiment driver to meet the market expectations. There is very little in the form of market fundamentals to warrant the kind of exuberance shown by investors on Monday. Corporate earnings data released as of now for the January March quarter suggest that earnings might actually witness a significant fall from what they were a year ago. Growth has also been slowing down in core sectors as consumer demand has failed to pick up and liquidity remains a concern across the economy. Demand has hailed still; investors may be hoping that things could get better in the coming years as a stable government at the Centre will be able to undertake economic reforms. While the fact remains that no big-bang reforms that could give economic reforms a strong boost to economic growth have been implemented in the last five years investors may still view the government as less populist as any other realistic alternative. Trade tension government between the and China is another immediate risk that will determine the direction of equity markets including India as China tries to find new markets for products that it can sell to Americans. Given these various uncertainties it would be prudent not to over-read the message in the stock market fluctuations. It is worth noting that the over foreign investors were net sellers of fluctuations. It stocks in the earlier trading sessions, causing the indices to fall significantly from their previous high that was reached in April.