Honorable Speaker, Sir, for Atmanirbharta in urea production, our government had opened three dormant urea plants in the Eastern region. To further augment urea supply, a pant with annual capacity of 12.7 lakh metric tons will be set up in Assam. India Post with 1.5 lack rural post offices, complemented by the India Post Payment Bank and a vast network of 2.4 lakh Dak Sevaks, will be repositioned to act as a catalyst for the rural economy. India Post will also be transformed as a large public logistics organization. This will meet the rising needs of Vishwakarma, new entrepreneurs, women, self-help groups, MSMEs, and large business organizations. Now, I move to MSMEs as the 2nd engine, which encompasses manufacturing and services with a focus on MSMEs numbering 5.7 crore. Currently, over 1 crore registered MSMEs, employing 7.5 crore people, and generating 36 percent of our manufacturing , have come together to position India as a global manufacturing hub. With their quality products, these MSMEs are responsible for 45 percent of our exports. To help them achieve higher efficiencies of scale, technological upgradation and better access to capital, the investment and turnover limits for classification of all MSMEs will be enhanced to 2.5 and 2 times respectively. This will give them the confidence to grow and generate employment for our youth. To improve access to credit, the credit guarantee cover will be enhanced for Micro and Small Enterprises, from Rs. 5 crore to 10 crore, leading to additional credit of Rs. 1,5 lakh crore in the next 5 years. For Startups, from Rs. 10 crore to 20 crore, with the guarantee fee being moderated to 1 percent for loans in 27 focus sectors important for Atmanirbhar Bharat; and for well-run exporter MSMEs, for term loans up to Rs.20 crore. We will introduce customized Credit Cards with a Rs.5 lakh limit for micro entrepreneurs. This will provide term loans up to Rs.2 crore during the next 5 years.